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Business Coverage includes but is not limited to the following: Minimum Premium $500
AFIG can write over 1,000 classes of Commercial General Liability business under binding authority. Our ability to quote most risks quickly and accurately, combined with our low minimum premiums is what separates us from others in excess and surplus lines insurance.
Commercial General Liability Programs include:
Coverages are all placed with "A" rated non-admitted carriers using the ISO simplified comprehensive general liability form including completed operations, $5,000 medical payments and $100,000 Damage to Premises Rented. Minimum premiums start as low as $500.
Artisan and Specialty Classes Programs include:
AFIG is an aggressive market for all forms of property and package business. Our in-house capacity is to $1,000,000. This, coupled with quick quotes and binders and quick policy issuance, is what separates our facilities from other less capable outlets.
Property and Package Programs include:
AFIG has a variety of Primary Casualty, Excess and Umbrella Markets available to suit your needs. We write everything from simple risks, like Artisan Contractors, to more difficult accounts, like Product Liability. We provide quick turn around on risks that are a submit class.
Brokerage classes: Limits of $1,000,000/$2,000,000 primary with umbrella limits available up to $5 million.
Classes that can be considered:
Hard-To-Place Coverage is easy to find with AFIG
AFIG is one of the largest writers of Vacant property coverage and Builder's Risk coverage, including coastal exposures. Both programs are available for Commercial and Residential properties.
Vacant Property Program
Builder's Risk Program
Professional Liability and Directors & Officers insurance are essential for firms and organizations engaged in assisting or advising with information based upon a specialized body of knowledge or expertise. It is imperative that the agent work closely with the insured to define potential exposures.
Professional Liability usually requires extensive formal education and emphasizes a duty of service to the client. Directors & Officers coverage is a specialized form of Professional Liability for legal expenses and liability to shareholders, bondholders, creditors or others due to actions or omissions by a director or officer of a corporation or non-profit organization.
AFIG is dedicated to offering competitively priced products, broad and unique coverage, and fast policy turnaround time – allowing AFIG to be competitive for this class of business.
Professional Programs include: